Stop Paying More Tax
Than You Need To
We help Canadian business owners optimize how they pay themselves, reduce unnecessary taxes, and preserve long-term wealth through an integrated financial strategy.
Most business owners don't have an integrated tax strategy.
Canadian business owners have opportunities to create more tax-efficient strategies when their corporate, personal, and long-term goals are planned together. Yet most incorporated founders are relying on advice built around compliance and filing — not around the integrated efficiency of their wealth.
The result is a plan that lives in pieces — an accountant here, an investment advisor there, an estate lawyer somewhere else — with no one responsible for how it all works together.
Compensation choices made without a household-level model
Retained earnings with no long-term wealth strategy
Tax, investment and estate advice that never meet
Succession and exit planning left until it's late
Six planning gaps we see in owner-managed businesses.
None of these are aggressive strategies. They're the everyday planning gaps that surface when tax, investment, and estate advice live in silos.
Defaulting to one compensation mix
Salary, dividends, or a blend — each choice carries long-term consequences. Few owners have modelled which mix actually serves their household and future goals.
Leaving cash idle inside the corporation
Retained earnings without a clear strategy can create missed opportunities over time.
Overlooking corporate structure
Depending on your situation, structures such as holding companies can be worth evaluating. Whether they fit is a planning conversation, not a default.
Waiting until the sale to plan the exit
Succession and liquidity events are far easier to optimize when they're mapped years in advance rather than negotiated at the deal table.
Treating tax and investing as separate files
Accountants, investment advisors and estate counsel rarely speak. Fragmented advice quietly leaks value out of the plan.
Overlooking the family and estate layer
How wealth moves between spouses, children, and generations is central to any owner's plan — and often the least discussed at the corporate level.
Strategic wealth planning, built around the owner.
We work with Canadian business owners to build a planning framework that treats your corporation, your family, and your personal wealth as one coordinated picture — not separate files handled by separate people.
Request a private conversationCompensation Strategy
How you pay yourself — salary, dividends, or a blend — modelled against your household, retirement, and long-term goals.
Corporate Structure
Where relevant, we evaluate options such as holding companies or family trusts as part of a broader planning framework — not as default recommendations.
Wealth Preservation
Capital-preservation-focused investment strategy, insurance analysis, and estate planning designed to protect what you've built.
Integrated Wealth Plan
Tax, investments, insurance, and estate planning coordinated under one advisory relationship — with one long-term strategy.
Outcomes that compound over decades.
Improve tax efficiency
Bring intention to how income, corporate structure, and investments interact — so decisions are made with the full picture in view.
Optimize owner compensation
Model salary, dividends, and household cash flow together, rather than defaulting to whatever was set years ago.
Preserve more of your wealth
A capital-preservation-focused approach to investing, insurance, and estate planning — protecting what you've built.
Coordinate tax and investment strategy
Your corporate, personal, and estate plans working from one blueprint — not three unrelated conversations.
Support long-term succession
Frame succession and transition planning early, so options remain open when the time comes.
Clarity and confidence
Fewer open questions, fewer unopened envelopes — a plan you and your family actually understand.
Beyond Traditional Tax Planning
Traditional advice often focuses on individual pieces of your financial picture. We help bring tax, investments, and estate planning together into one coordinated strategy.
A strategy call is likely a fit if you recognize yourself here.
We work best with owners who take their long-term wealth seriously and are open to an integrated, second-look at how the pieces fit together.
Book a Strategy Call- Incorporated business owner
- Founder or entrepreneur
- Looking to reduce taxes legally
- Wants to optimize salary vs. dividends
- Planning for long-term wealth
- Interested in protecting business and family wealth
A deliberate, client-first engagement.
Everything begins with a private conversation. You'll leave with clarity, whether or not we work together.
- •Step 01
Discovery Call
A complimentary, no-obligation conversation. We learn about your life, not just your numbers — and explore whether we're the right fit.
- •Step 02
Deep Dive
We gather your financials, goals, taxes, business, and estate — because they're all connected — and build a complete picture of your situation.
- •Step 03
Proposal
We show you our plan of attack — fees, timelines, portfolio analysis, and deliverables — with complete transparency and no surprises.
- •Step 04
Bespoke Strategy & Ongoing Partnership
A coordinated strategy built for you, then stewarded over time with regular reviews and proactive adjustments as your life and business evolve.
What our clients say.
We have worked with this firm, particularly Dan Turnbull, for several years now and can’t say enough good things about them. The service is so personalized and the advice and planning are wise and reflect our needs exactly. We came to this firm not knowing very much about financial markets or investing and Dan has taken a lot of time helping us learn. His financial planning is exceptional. We would not be in the good position we are now without him. Highly recommend!
I’ve worked with my Dan for 8 years, and he’s been an incredible partner throughout. He consistently goes above and beyond—not just managing investments, but helping me think differently about money and long-term growth. I’ve learned so much and grown financially because of his guidance. Highly recommend.
Business owners ask us first.
Let's Build a Smarter Tax Strategy
Book a complimentary strategy call. You'll leave with a clearer view of your options — whether or not we ever work together.